Loan Process
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Hope for Homeowners
The Bush Administration recently unveiled additional mortgage assistance for homeowners at risk of foreclosure. The HOPE for Homeowners program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration (FHA).
Call 1 (800) 225 5342 for more information.

FHA Maximum Mortgage Limits
On Novemeber 7th The new FHA limits for 2009 were announced!
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Homes for Sale
Homesales.gov has homes for sale from HUD and other federal agencies in one place. You can find more homes by visiting our homes for sale page.

Guide to Avoiding Foreclosure
Whether you are in foreclosure now or worried about it in the future, we have information that can help. Visit our Guide to Avoiding Foreclosure Call 1 (800) 225 5342 to see what options FHA can offer you.










Apply FHA.comCall 1-866-914-0545



Your FHA Loan Process
Four simple steps to your FHA loan!

1. Applying for an FHA loan.
Applying for a loan through Apply FHA and Win Financial is easier than ever before. We have combined the speed and technology of the Internet with the personal one on one approach that our clients have come to expect. After you apply online for an FHA loan, your application immediately begins its preliminary review. Within thirty minutes or less (during business hours), your designated loan officer will contact you, by e-mail or phone, to schedule an appointment for your initial call.

2. Your Initial Call
During your initial call, your loan officer will examine your application with you, to determine your eligibility. Even If you are unable to be pre-qualified at the time of application, your loan officer can offer you advice on how to improve your situation so that you may become eligible at a later time. Within 10 minutes you will know the outcome of your FHA application! The initial call also is an excellent opportunity to get comfortable with your loan officer. Your loan officer plays a significant role throughout the loan process. The better the communication with your loan officer will dramatically increase your chances of pre-approval and the effectiveness of processing your loan!

3. FHA Loan Process
The processing of your FHA loan involves the combined effort of retrieving all necessary documents to verify all information submitted in your application. This includes, but is not limited to; W2's, pay stubs, credit report, bank statements, etc. When your pre-qualification is sent to you (after your interview) it will include a checklist that is specific to your file. This checklist will include all necessary items that must include in order for your loan officer to get your commitment on your new FHA loan!

4. Closing your FHA loan
The closing is the final segment in obtaining your FHA mortgage. At the closing you will sign all mortgage documents and take possession of your new home. If you are refinancing, you will get cash out, a lower interest rate, or in some cases both!

Go to Application!
   

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What is my home worth?
Check comparables in your neighborhood to get a value on your home. read more

FHA Streamline Refinance
Already having an FHA loan qualifies you for one of the easiest money saving refinances available
read more

FHA Secure Refinance
FHA is a very popular route for most first time homebuyers to take. It is not a program reserved only for first time home buyers, you can also buy your third or fourth home with an FHA loan
read more